Expense KhataMoney guides
Track it, plan it, keep it private
Short, practical guides on expense tracking, budgeting, lending and borrowing, and keeping your financial records private.
How to Track Daily Expenses: A Routine That Actually Lasts
A simple daily expense tracking routine: what to record, how many categories to use, and a five-minute weekly review that makes the numbers useful.
The 50/30/20 Budget Rule, Explained With a ₹60,000 Salary
How the 50/30/20 budget rule works, a worked example with a ₹60,000 monthly take-home, and how to adjust it when rent and EMIs take more than half.
Set Up a Monthly Budget in 15 Minutes (With a Worked Example)
A step-by-step monthly budget setup: look back, list fixed costs, set limits on flexible categories, pay yourself first and choose a weekly check-in.
Udhar Khata: How to Record Lending and Borrowing Without Awkwardness
What to write down when you lend or borrow money, how to record part-payments, and how to follow up politely. A practical guide to keeping an udhar khata.
What “Local-First” Means for a Finance App (and What It Doesn’t)
Local-first finance apps keep your records on your device. Here is what that protects, what it does not, and how to choose a private expense tracker.
Start with today’s spending.
Free on Google Play. No sign-up, and your records stay on your phone.
Android 7.0 or newer. Free with ads; Premium is an optional one-time purchase.